What are your thoughts on this? Thanks
Part of me says they'd probably never know and never care unless you got big and started taking their business. But another part says don't do it. I think you should write it yourself because then you know the ins and outs. The chances of you getting sued or something are pretty low unless YOU post copyrighted material so I don't think you are exposing yourself to any undue risk by writing it yourself. I'm sure you can write a good TOS and when you've done it post it here and people will point out any flaws if there are any.