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Seperation of church and state in regards to insurance
As many of you may know if a tree falls on your house or your house gets struck by lightning the insurance company can deem it an act of god. But how can they do this if there is a seperation between church and state? And can they say it is an act of god if you are an atheist?
Last edited by Irishcon on Fri Mar 24, 2006 11:06 pm; edited 1 time in total
Last edited by Irishcon on Fri Mar 24, 2006 11:06 pm; edited 1 time in total
| Irishcon wrote: |
| As many of you may know if a tree falls on your house or your house gets struck by lightning the insurance company can deem it an act of god. But how can they do this if there is a seperation between church and state? And can they say it is an act of god if you are an atheist? |
It's very studid to say to a atheist that it is a act of God.
He doesn't believe in a God (duh
) so it isn't a right reason to say that it is a act of God.
For him God doesn't exists, so a act of God isn't posible.
But it is an interesting point.
| Irishcon wrote: |
| As many of you may know if a tree falls on your house or your house gets struck by lightning the insurance company can deem it an act of god. But how can they do this if there is a seperation between church and state? And can they say it is an act of god if you are an atheist? |
ummm...If I'm not mistaken the seperation of Church and State has to do with Government and Religion and doesn't apply to business, and as for an Insurance company deeming an accident to be an "Act of God" has nothing to do with the seperation, instead it is a way for an insurance company to avoid paying a claim. Being an Atheist (or not) has nothing to do with it.
The insurance company is not the government/state, and therefore "seperation of church and state" doesnt apply. Even if insurance companies were, say, government owned, the whole idea of separation of church and state is not actually based on any official government document. God is mentioned several times in the pledge of alliegance, the declaration of independance, etc. and this gives some legitimacy for the insurance companies.
Besides, when insurance companies call it an "act of god" what they mean is that it is outside their calculations of probability and therefore you are not covered in that instance.
Besides, when insurance companies call it an "act of god" what they mean is that it is outside their calculations of probability and therefore you are not covered in that instance.
This is a hard one. There is nothing wrong with talking about ones god to someone who doesnt have the same beliefs, But thats disrespectful. But a company is usually neutral in these situations in order to avoid problems, But that doesnt mean Religious Oriented Companies are exempt from this.
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