Agreed, it can be a bottomless pit. However, in the cases of young families and traditional breadwinners, possibly insurance is wise to secure the role of the breadwinner. If you are savvy you can combine insurance with investing as well, but if you are that savvy, possibly you can invest the cash better elsewhere and create your own contingency funds for different categories of equivalent insurance.
deanhills, don't reply to spam >.<
If we want an article, we'll go read it when you link it to us.
don't insult people, some of us actually try to contribute to get these bloody points >.<
The OP was clearly spam and has been 'canned'. Thread locked.